Monthly Archives: October 2014

To vs. Through

Target-date funds may differ in their investment approach: Target-date funds can be designed to build up savings “to” an individual’s target retirement date, with allocations becoming more conservative at retirement. This approach results in funds adopting higher allocations to fixed … Continue reading

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Get a Tax-Smart Plan for In-Retirement Withdrawals

The following sequence may make sense for retirees to preserve the tax-saving benefits of tax-sheltered investments for as long as possible. 1) For retirees over age 70 1/2, the first stop for withdrawals are those accounts that carry required minimum … Continue reading

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October Market Commentary

The U.S. market returned 8.3% so far this year (as of the end of the third quarter). The U.S economy appears to be holding its own despite setbacks in the rest of the world. Employment: Private sector employment growth has … Continue reading

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