Monthly Archives: February 2011

End of the Recession

In September 2010, the National Bureau of Economic Research announced the long-awaited news: an end date for the recession that had begun in December 2007. The NBER determined the official end date as June 2009, quieting down (if not completely … Continue reading

Posted in Articles | Comments Off

The Asset Allocation Puzzle

Possessing a considerable amount of knowledge about stocks, bonds, and cash is only a small part of the investment planning process. Many investors are under the false notion that the greatest determinant of portfolio performance is the specific investment choices … Continue reading

Posted in Articles | Comments Off

Borrowing From Your Retirement

Barbara is 40 years old, has a child in college, and needs to take out a loan to help with tuition. She is considering either a home equity loan or a loan from her 401(k), and is not sure which … Continue reading

Posted in Articles | Comments Off

Roth IRA Versus Defined Contribution Plan

Contemplating whether to contribute to a Roth IRA or a defined contribution plan (such as a 401k)? Words of advice: Follow the money! If your company offers you a match for your DC plan contribution, you should keep investing in … Continue reading

Posted in Articles | Comments Off

February Monthly Market Commentary

The economy ended 2010 on a high note, with positive data from a range of indicators such as retail sales, auto sales, inflation, and manufacturing. Clarity on the extension of the Bush tax cuts and unemployment benefits, sharply improved markets, … Continue reading

Posted in Articles | Comments Off

Staying in Style

Most financial professionals agree that the asset-allocation decision is one of the most important factors in determining both the risk and the return of an investment portfolio. Asset allocation is the process of combining asset classes such as stocks, bonds, … Continue reading

Posted in Articles | Comments Off

The Future of Taxes

Now that our 2009 taxes have been filed and the lucky ones have received their refunds, nobody even wants to think about next year’s returns. The Obama administration is pushing for major tax increases in 2011, which is causing many … Continue reading

Posted in Articles | Comments Off

Dollar-Cost Averaging: Slow and Steady

The concept of “dollar-cost averaging” might initially appear intimidating to some, but the practice is actually quite simple. All you have to do is invest the same amount of money each and every month. Pretty simple, right? But what’s really … Continue reading

Posted in Articles | Comments Off